How It Works
A simple, guided process — from your first credit pull to a personalized plan that actually works.
We start with a full 3-bureau credit report pull. This gives us the complete picture — every account, every late payment, every collection — so nothing gets missed.
Secure payment via Stripe. Report delivered within minutes.
After your report is pulled, schedule a free 15-minute call with Michael. He'll give you a quick overview of what he sees and explain how the process works — no pressure, no pitch.
Available weekdays and select weekends.
Ready to go deeper? This is where the real work begins. Michael walks through your entire report line by line — scoring factors, dispute opportunities, and a clear action plan tailored to your situation.
After this session, you'll know exactly where you stand and what to do next.
After the full review, you decide how you want to move forward. Take the plan and do it yourself, or let Michael handle it with one of the monthly support packages.
No obligation. Pick what works for your situation.
Step 4
After your full review, the next step is yours. There's no one-size-fits-all — pick what fits your situation.
Take the detailed action plan from your 60-minute review and execute it on your own. Michael gives you everything you need — the strategy, the dispute templates, the timeline.
Let Michael handle the heavy lifting. Choose from Bronze, Silver, or Gold depending on how complex your credit situation is.
For complex cases with heavy collections, multiple tradelines, or mortgage readiness needs. Pricing is determined after the full review.
The first step takes less than 5 minutes.